Christa Hughbanks is a hardworking single mother, and like many, she struggled to balance the burden of a high cost of living with a low-wage job.
As a child living in poverty, she moved from house to house, back and forth between her mother and her grandparents, and spent months in homeless shelters and transitional housing. Now as a mother, Christa’s number one goal is to make sure her daughter never struggles and always has a stable place to call home.
When Christa was first introduced to Wayne Metro’s Family Self-Sufficiency (FSS) program in August of 2015, her job paid very little and she had no savings. FSS helps families receiving housing subsidies to obtain and maintain stable employment and reduce dependence on public assistance. Christa embraced the program, and within ninety days, obtained a full-time job ending her dependence on public assistance programs.
Christa did not stop there. She enrolled in Wayne Metro’s Financial Empowerment Center and turned her energy toward budgeting, homeownership education, and improving her financial well-being. Christa notes, “Wayne Metro literally meets you where you are, helping with anything you may need.”
Christa was able to pay off bills that had gone into collections and wipe out significant credit card debts. At the same time, she built thousands of dollars in savings. After completing several courses and saving vigorously, Christa closed on her first home, a three bedroom ranch purchased through Habitat for Humanity in August 2016.
Today, Christa is completely self-sufficient and says the best thing about buying her first home is the happiness she sees in her daughter when she is able to invite friends over and have her own space. She says that without Wayne Metro she would not be where she is today. Christa attributes much of her continued success to her very supportive job environment in a public housing property management office. In her role, she is able to use her experience to advocate for low income residents who are struggling by sharing some of the real life challenges she faced on her own pathway to empowerment.
Hear Christa’s story in his own words